Taxation Planning for NRIs

Comprehensive tax strategies for Non-Resident Indians – optimize global income, investments, and compliance with ease.

Tax Planning for NRIs is a very important service and often one of the top search-driven service pages for CA firms in India. NRIs face unique tax challenges such as double taxation, FEMA compliance, investment taxation, and repatriation planning.

Why It Matters

As an NRI, managing taxation in India can be complex due to:

  • Global income considerations
  • Double Taxation Avoidance Agreements (DTAA)
  • Taxation on NRO/NRE accounts, investments, and property income
  • Rules under FEMA & RBI for repatriation and foreign assets

Without expert guidance, NRIs risk:

  • Paying excessive tax on global income
  • Facing compliance penalties under Indian Income Tax Act & FEMA
  • Complications during repatriation of funds
  • Difficulty in claiming DTAA reliefs

At FinnovateAI, we provide end-to-end NRI tax planning & filing solutions — so you stay compliant while minimizing tax liability.

Our Services for NRIs

Residential Status & Taxability Assessment

  • Determine residential status under Indian Income Tax Act
  • Advisory on tax implications for global vs. Indian income

Investment & Property Taxation

  • Tax planning on NRI investments (mutual funds, shares, FDs, bonds)
  • Property-related taxation (rental income, capital gains on sale of property)
  • Guidance on TDS applicable on property sale by NRIs

Repatriation & FEMA Compliance

  • Advisory on repatriating funds from India to abroad
  • FEMA compliance for foreign investments, remittances & asset holdings
  • Structuring of NRO/NRE accounts for tax efficiency

DTAA Advisory & Reliefs

  • Application of Double Taxation Avoidance Agreements
  • Credit claims for taxes paid abroad
  • Avoidance of double taxation on salaries, investments, or business income

NRI ITR Filing & Compliance

  • Filing of Indian ITR for NRI with multiple income sources
  • TDS refunds for excess tax deducted at source
  • Representation before tax authorities in case of notices

Why Choose FinnovateAI?

  • NRI-Focused Expertise - Specialized in cross-border taxation & DTAA advisory
  • End-to-End Services - From residential status to ITR filing & fund repatriation
  • Compliance + Strategy - Ensure regulatory compliance while optimizing tax liability
  • Global Perspective - Seamless coordination of tax planning between India & your resident country
  • Trusted Guidance - CA-led advisory with a client-first approach

Our Process

  • Profile & Residency Analysis - Assess residential status and global income sources
  • Income & Investment Mapping - Review Indian and foreign income streams
  • Tax Planning & Structuring - Optimize investments, repatriation, and DTAA reliefs
  • Compliance Execution - File ITR, obtain refunds, manage TDS deductions
  • Advisory & Representation - Ongoing support for FEMA, RBI, and IT queries

Who Needs It?

  • NRIs owning property in India (rental income, capital gains, or property sale)
  • Overseas professionals & businessmen with income in India
  • Investors in Indian mutual funds, stocks, or deposits
  • NRIs planning inheritance, gifts, or fund repatriation
 
     
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