⌖ Finance & Investments
Net Worth Calculator.
Assets minus liabilities — your snapshot.
⌖ Inputs
⌖ Liquid assets
⌖ Illiquid assets
⌖ Liabilities
⌖ Result
Total net worth
₹65,00,000
Liquid net worth
₹20,50,000
Liquid assets less short-term debts
Illiquid assets
₹77,00,000
Locked up in property, vehicles, retirement
Total assets
₹98,00,000
Liquid assets
₹21,00,000
Illiquid assets
₹77,00,000
Total liabilities
₹-33,00,000
⌖ Debt-to-asset ratio is 33.7%. In a healthy range, but watch for concentration risk.
⌖ §I / Formula
The math,
in the open.
Net worth is simply the value of everything you own less everything you owe — a single-number snapshot of financial position, useful for tracking trajectory year-on-year more than as an absolute measure of wealth.
Net Worth = Σ Assets − Σ Liabilities
Liquid net worth is the more useful operating number — it tells you what you could realistically deploy in an emergency without taking a fire-sale haircut on illiquid assets. Real estate and retirement accounts are wealth; they are not the same kind of wealth as cash in the bank.
For HNI and business-owner net-worth structuring — across personal holdings, family-office vehicles, partnership stakes and FEMA considerations — book a consultation.